Welcome to the Finance Center at Garnet Volkswagen of Reading
Garnet Volkswagen of Reading takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Garnet Volkswagen of Reading Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Garnet Volkswagen of Reading can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
You've found the Volkswagen that fits your personality and lifestyle-maybe a family-ready Volkswagen Atlas or a zippy Volkswagen Jetta-and now comes the exciting next step: making it yours. At Garnet Volkswagen of Reading, we understand that auto financing can feel like a maze. But here's the good news-you don't have to go it alone.
At our finance center, proudly serving Reading, Leesport, and Blandon, PA, we're here to help you take the next confident step in your car-buying journey. Let's get started!
Our Finance Team Is Here for You
Financing a car should feel empowering. That's why our finance team takes a fresh, friendly approach to helping drivers like you find the right plan.
Our process is collaborative and transparent. We'll explain everything in plain terms-from down payments and APRs to loan terms and special programs-so you can feel confident with every decision. We also work with a wide range of local and national lenders who offer flexible rates and terms.
In addition to our in-person financial services, we offer a range of easy-to-use online tools to help you explore your options.
Our secure online finance application lets you apply for pre-approval in just a few minutes. It's quick, safe, and gives our team a head start on finding the right plan for you.
Thinking of trading in your current car? Our instant trade-in tool provides a reliable valuation you can use toward your next Volkswagen. This gives you a clearer idea of your buying power before setting foot in the showroom.
We also share the latest Volkswagen incentives and special financing programs directly on our website. From military appreciation and first-time buyer offers to regional lease specials, these offers can make a big difference in your budget, and we'll help you take full advantage of them.
Should You Buy or Lease?
One of the most common questions we hear is: Should I buy or lease my next Volkswagen? The answer depends on your lifestyle, budget, and how long you plan to keep your vehicle. Let's go over the basics of buying and leasing.
Buying gives you full ownership of the vehicle. You'll build equity, be free to drive without mileage restrictions, and modify your ride as you wish. It's a smart option for long-term planners and anyone who sees their car as an investment.
On the other hand, leasing allows you to drive a new vehicle every few years, usually with lower monthly payments. It's a great choice if you enjoy the latest tech, fuel efficiency, and manufacturer warranties. At lease-end, you can buy the vehicle, lease something new, or walk away-it's that flexible.
Frequently Asked Questions
Can I get financing with less-than-perfect credit?
Yes! Our finance team works with various lenders and can help find options for all credit backgrounds.
What's the benefit of getting pre-approved?
Pre-approval gives you a clearer picture of your buying power and helps speed up the financing process at the dealership, per NerdWallet*.
Do you offer financing for used or certified pre-owned vehicles?
Absolutely. We provide flexible financing solutions for both new and pre-owned Volkswagen models.
Visit the Finance Center at Garnet Volkswagen of Reading Today
The journey to your next Volkswagen will be a breeze when you work with Garnet Volkswagen of Reading. Whether you're from Leesport, Blandon, or right here in Reading, PA, we're proud to be your local resource for auto financing.
Fill out our online finance application today and find out if you pre-qualify.
*Source: NerdWallet
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Garnet Volkswagen of Reading
2746 Bernville Road
Leesport, PA 19533
- Sales: (610) 777-6500
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